Personal Banking
Everyday banking, held to a private-bank standard.
Checking, savings and wealth accounts built around how you actually spend, save and plan — not around what's easiest for a bank to sell.
Accounts
Choose the account that matches how you bank.
Everyday Checking
$0/mo
- No monthly maintenance fees
- Early direct deposit access
- Fee-free at 55,000+ ATMs worldwide
- Real-time spending notifications
High-Yield Savings
4.35% APY
- Rate applies to every dollar saved
- Unlimited goal-based sub-accounts
- Automated round-up transfers
- No minimum balance requirement
Private Wealth
By invitation
- Dedicated relationship manager
- Preferred lending rates
- Estate & trust coordination
- Priority 24/7 concierge line
A banking app worth opening
Real-time balances, instant transfers and spending insights, designed with the same rigor as our security systems.
Savings that compound quietly
Automated rules move money exactly when you want it moved — no spreadsheets required.
Banking that feels like it was built for one person. You.
Open a Granger Bank account in minutes — no branch visit required.